September 24, 2018
AgencyDo You Have Full Auto Insurance Coverage? What Does This Mean?
Have you heard you need to have full auto insurance? The term full coverage does not relate to a specific type of policy. Rather, it applies to the type of perils for which your policy provides protection. Why is this important? Most car owners should consider the value of full car insurance. It can help […]
September 11, 2018
AgencyTips on Buying Auto Insurance Online
It seems like every time you turn on the television, you encounter a commercial that asks whether you’re paying too much for your car insurance. Thanks to the Internet and a little planning, you can now answer that while having lunch. Whether you’re shopping for your first policy or looking for a better rate, going online is […]
August 10, 2018
AgencyWhat Is Pay Per Mile Auto Insurance?
You may hear more about pay per mile auto insurance. It is a somewhat newer type of car insurance some insurers are offering. This is not new coverage. Rather, it is a new pricing method. In some situations, it is ideal. It can help to reduce how much money many people pay for their coverage. […]
July 9, 2018
AgencyInvisible Dog Fences: Is This the Best Option for Your Pet?
An invisible dog fence is just what it sounds like. It uses radio frequency or other methods to keep a dog within a certain area. The systems can work for some dogs. However, from a home insurance perspective, you need to maintain control over your pet. This may mean counting on your invisible fence is […]
June 7, 2018
AgencyWhat Is a Tort System or a No-Fault System?
Who is at fault in an accident? The answer to this depends on where you are driving. Some states are at-fault states. Others are no-fault states. It is important for you to understand the differences here. It could impact who is responsible for the financial damages to a vehicle. When an accident occurs, first call […]
May 30, 2018
AgencyWill Home Insurance Help Cover A Cracked Driveway?
A crack in the driveway can be a problem for many homeowners. It not only can be an eyesore, but it also can create a dangerous situation. For example, guests could trip on the cracked concrete. Or the crack could cause your tires to deflate. As a property owner, you need to make repairs to […]
May 15, 2018
AgencyHow to Choose the Right Auto Coverage Amount
Say if a driving accident caused injures to another person in the amount of $50,000 (with healthcare costs at their highest ever, this could easily get another zero added). If one only has Texas’s minimum bodily injury protection ($30,000 per person, $60,000 per accident), the remaining $20,000 must be paid personally by the driver that […]
April 24, 2018
AgencyAre You a Distracted Driver? 3 Signs You Are and Don’t Know It
A major reason for rising car insurance claims has to do with distracted driving. By definition, this is any driver who is not paying attention to the road. Many people assume this relates to cell phones. That is one component of it. However, many other distractions can occur. As a driver, it is up to […]
April 20, 2018
AgencyPros of Using an Independent Agent for Auto Insurance
We know traffic accidents happen, from fender-benders to highway crashes. According to the Census Bureau, over 10 million accidents occur on U.S. streets each year. Being prepared is the key, so recovering from an accident doesn’t devastate to your finances. We are aware of the concerns of drivers every day, answering questions like “How much […]
March 30, 2018
AgencyChanging Your Driving Habits as You Get Older
Retirement doesn’t mean you have to stop being active. In fact, it means you have a lot more time to get out and enjoy life. Still, lifestyle changes beckon. Many of them have to do with the fact that you’re getting a bit older. One of the habits you’ll likely need to adjust is your […]