diciembre 26, 2024
AgencyCan You Improve Your Driving Record to Qualify for Standard Auto Insurance?
A clean driving record is crucial for qualifying for standard auto insurance rates. If your driving history is less than stellar, you might pay higher premiums or even struggle to get coverage. Non-standard auto insurance can help you get appropriate auto insurance coverage, but it comes with higher premiums. Understanding Your Driving Record Your driving […]
noviembre 23, 2024
AgencyDo You Need Gap Insurance for Your New Car?
Guaranteed asset protection (GAP) insurance is designed to help cover the difference—or gap— between the amount you owe on your car loan and the car’s actual cash value (ACV) in the event of a total loss. This can be particularly useful if your car is totaled in an accident or stolen, as the ACV paid […]
noviembre 23, 2024
AgencyWhat New Homeowners in Florida Need to Know About Insurance
Purchasing a home in Florida is a significant milestone, yet it brings unique challenges, especially when finding the right insurance coverage. Given the state’s unique weather patterns and geographical risks, new homeowners must navigate a complex landscape of insurance options to protect their investment. Understanding the essentials of homeowners insurance, including coverage for hurricanes, floods […]
octubre 27, 2024
amcoagencyWays to Lower Auto Insurance Rates in Texas
Drivers in the Lonestar State may need to account for many risks and perils. In addition to the financial security offered by auto insurance, the state also requires minimum levels of coverage by law. However, while you may understand the importance of retaining the right policy, your coverage can also amount to a sizable bill. […]
mayo 1, 2024
AgencyWhy You Should Work With an Independent Insurance Agency
Sometimes, you might see advertisements for cheap auto insurance that offers fast, easy enrollment online without the hassle of talking to a pushy salesperson. This might sound like it’s a simple, practical way to get the auto insurance you need as efficiently as possible. However, is it really a wise step to take? Should you […]
agosto 22, 2019
AgencyWill Home Insurance Cover Your Broken Steps and Railing?
Home insurance provides coverage for most components of your home. This includes any attached features, such as your porch, patio, or a set of stairs outside your home. In some cases, these structures can suffer damage. Depending on the cause of the damage, your insurance company may pay for the losses. It’s important to keep these […]
septiembre 25, 2018
AgencyHow will Driverless Cars Affect the Insurance Industry?
Year after year, cars are equipped with more and more automated features and crash avoidance technology. In fact, many of today’s high-end vehicles and increasingly, mid-priced ones, already have options, such as blind-spot monitoring, forward-collision warnings and lane-departure warnings. These are the bits and parts of tomorrow’s fully self-driving vehicles. In theory, human error causes […]
julio 9, 2018
AgencyInvisible Dog Fences: Is This the Best Option for Your Pet?
An invisible dog fence is just what it sounds like. It uses radio frequency or other methods to keep a dog within a certain area. The systems can work for some dogs. However, from a home insurance perspective, you need to maintain control over your pet. This may mean counting on your invisible fence is […]
junio 7, 2018
AgencyWhat Is a Tort System or a No-Fault System?
Who is at fault in an accident? The answer to this depends on where you are driving. Some states are at-fault states. Others are no-fault states. It is important for you to understand the differences here. It could impact who is responsible for the financial damages to a vehicle. When an accident occurs, first call […]
mayo 30, 2018
AgencyWill Home Insurance Help Cover A Cracked Driveway?
A crack in the driveway can be a problem for many homeowners. It not only can be an eyesore, but it also can create a dangerous situation. For example, guests could trip on the cracked concrete. Or the crack could cause your tires to deflate. As a property owner, you need to make repairs to […]