December 26, 2024
AgencyCan You Improve Your Driving Record to Qualify for Standard Auto Insurance?
A clean driving record is crucial for qualifying for standard auto insurance rates. If your driving history is less than stellar, you might pay higher premiums or even struggle to get coverage. Non-standard auto insurance can help you get appropriate auto insurance coverage, but it comes with higher premiums. Understanding Your Driving Record Your driving […]
November 23, 2024
AgencyDo You Need Gap Insurance for Your New Car?
Guaranteed asset protection (GAP) insurance is designed to help cover the difference—or gap— between the amount you owe on your car loan and the car’s actual cash value (ACV) in the event of a total loss. This can be particularly useful if your car is totaled in an accident or stolen, as the ACV paid […]
November 23, 2024
AgencyWhat New Homeowners in Florida Need to Know About Insurance
Purchasing a home in Florida is a significant milestone, yet it brings unique challenges, especially when finding the right insurance coverage. Given the state’s unique weather patterns and geographical risks, new homeowners must navigate a complex landscape of insurance options to protect their investment. Understanding the essentials of homeowners insurance, including coverage for hurricanes, floods […]
October 27, 2024
amcoagencyWays to Lower Auto Insurance Rates in Texas
Drivers in the Lonestar State may need to account for many risks and perils. In addition to the financial security offered by auto insurance, the state also requires minimum levels of coverage by law. However, while you may understand the importance of retaining the right policy, your coverage can also amount to a sizable bill. […]
May 1, 2024
AgencyWhy You Should Work With an Independent Insurance Agency
Sometimes, you might see advertisements for cheap auto insurance that offers fast, easy enrollment online without the hassle of talking to a pushy salesperson. This might sound like it’s a simple, practical way to get the auto insurance you need as efficiently as possible. However, is it really a wise step to take? Should you […]
September 25, 2019
AgencyHow to Buy Auto Insurance for Your Teen
Car insurance is a pricey aspect of owning a car. If you’re planning on adding a teen driver to your family car insurance plan, it is possible that your rates will increase. However, if you play your cards right, you can get auto insurance for your teen at a reasonable price. Here are a few […]
August 22, 2019
AgencyWill Home Insurance Cover Your Broken Steps and Railing?
Home insurance provides coverage for most components of your home. This includes any attached features, such as your porch, patio, or a set of stairs outside your home. In some cases, these structures can suffer damage. Depending on the cause of the damage, your insurance company may pay for the losses. It’s important to keep these […]
July 8, 2019
AgencyWho Needs High Risk Auto Insurance?
Most drivers need auto insurance that matches their vehicle’s value. However, some drivers need to consider the risk they present to determine what coverage they need. If you had an accident in the past, you may need different coverage because you are a high-risk driver. This does not apply to all drivers with accidents, but might if […]
June 22, 2019
AgencyWhen Will a Speeding Ticket Come Off of Your Driving Record?
A speeding ticket can be the last thing you want to deal with after a long day at work or school. Yet, when a police officer pulls your car over, you know this is going to be a costly problem. Not only do these tickets require you to pay a fee, but also they can […]
May 29, 2019
AgencyHow Does Local Crime Impact Home Insurance Rates
Local crime can be a big factor in the amount of home insurance you need to protect yourself. Most people only think about things like fire risks and storm threats. Yet, crime plays a role in the frequency of home insurance claims. Because it can occur frequently in some areas, that can raise your costs. […]